Last updated: October 2026
1. Acceptance
By using retirewiseguide.com (the "Site"), you agree to these terms. If you don't agree, please don't use the Site.
2. Information only, not advice
The Site provides general information for educational purposes. It is not medical, legal, financial or insurance advice, and it isn't a substitute for advice about your own situation. Rules, dates and plan details change; always confirm with official sources such as Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program (SHIP) before acting.
3. No government affiliation; not an insurance agency
Retire Wise Guide is privately owned and is not connected with or endorsed by the U.S. government or the federal Medicare program. We are not an insurance agency or broker and do not sell insurance.
4. Advertisers and third parties
The Site may display advertising and may receive compensation from advertisers. Any products or services offered by third parties are their responsibility, under their own terms. See our advertising disclosure.
5. Accuracy
We work to keep our guides accurate and current, but we make no warranty that the content is complete, accurate or up to date. The Site is provided "as is."
6. Limitation of liability
To the fullest extent permitted by law, Retire Wise Guide is not liable for any loss or damage arising from your use of the Site or reliance on its content.
7. Intellectual property
The text, design and graphics on the Site belong to Retire Wise Guide. You may print or share our guides and checklist for personal, non-commercial use.
8. Links
Links to other websites are provided for convenience. We don't control those sites and aren't responsible for their content.
9. Changes
We may update these terms at any time. The "Last updated" date shows the current version.