These guides don't sell anything and don't recommend any particular coverage. They don't mention companies or plans. They're written so you can review your own documents with your own judgment, before you talk to anyone.
If you only read one, start with the first: the letter your plan sent in September is where every change for next year is written down.
01How to read your Annual Notice of ChangeThe September letter follows a fixed layout. Where to look first, and how to finish in ten minutes.
02Why your plan can change even if you do nothingWhat a plan can change every January 1, and why staying put doesn't freeze your coverage.
03The Medicare calendar: key datesA handful of windows, all strict. What you can do in each one.
04Parts A, B, C and D, explainedThe four parts in plain English, and the two names people mix up most.
05Five questions to answer before you decideFive questions about your own situation that settle most decisions.
06Glossary: the words on your plan papersThe terms in your documents, in everyday language.
Free printable
The annual review checklist
Seven things to check before December 7, in the order they appear in your plan's letter. The email version is coming soon.